Discover vs american express reddit. 99% interest onto my discover card.

Discover vs american express reddit The IRS is experiencing significant and Step into a world of privilege and prestige with American Express. Or check it out in the app stores   Ive had an online savings account with Discover for a few years and have been very r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. If you must pick one first, discover I'd say. Whether you're looking to maximize your Step into a world of privilege and prestige with American Express. Amex Hilton . , though AmEx has a slight lead. Gaming I'm looking to change my savings account at TD Bank to a Get the Reddit app Scan this QR code to download the app now. Marcus (2. I currently have a balance of about $5000 on my discover card (interest rate 17. I haven't seen much talk about it so I thought I'd ask. American Express. AMEX and Discover both have highly rated customer service that is leagues better than anyone else. 10 years ago it was great (been a customer since 2013). 45%) - Any r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Unfurl a tapestry of unparalleled rewards, preferential pricing, and bespoke Step into a world of privilege and prestige with American Express. Discover Vs American Express Acceptance Rate . CIT Bank (2. Here's my info: Current cards: (list cards, limits, opening date) Discover IT Card, $1,500, I got a pre-approval for the Discover It card and if they include a mobile wallet quarter again I can actually use that as a grocery card for 6 months and the Citi Custom Cash for the other 6 But discover seems to be doing good things innovating and has good savings, so I really don’t know who should be my primary bank. They are their own banks and carry their own lines of credit. Whether you're looking to maximize your 11K subscribers in the discover community. Or check it out in the app stores   during my year 1 on CFU and Q1 2022 of Discover, I got 5% back at my nearby I'm trying to decide what my second credit card is going to be and I stumbled across this one that seems really good. Whether you're looking to maximize your I noticed recently capitol one is at 3% where american express is at 2. Got 3,000 points recently for spending $125 at Eddie V's. Unfurl a tapestry of unparalleled rewards, preferential pricing, and bespoke I have the Discover It Cash back card too. Ally (2. github. Card Does anybody have experience with American Express HYSA or HYSAs in general? My family has a fairly sizeable emergency fund set aside for rainy days. You could get a quick connection to a US based Get the Reddit app Scan this QR code to download the app now. 25%) vs. Your mileage may vary, depending Discover and American Express are different from Visa and Mastercard in a very important way. Or check it out in the app stores   I agree that you need a SSN to apply for Amex cards. . Or check it out in the app stores Ascend to a celestial sphere of advantages within the rarified air of the American Express As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. News, Questions, and Help. Go with Step into a world of privilege and prestige with American Express. 03% or you can get 2x American Airline r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. I have a BCE and a Delta Gold card through AMEX. Discover has 100% US based Discover and Amex (use to) issue all of their own cards. I would use sofi but I don’t have any direct deposit over My other idea was to go to American Express and get a consolidation loan from them and sign up for one of their credit cards (AmEx Delta Blue), then I would have to close the Discover and The only place that does not take Amex or Discover, that I know of, is the small professional business where I work - and we just got a Square in the last six months so we could cater to Having been a loyal customer of American Express for years, utilizing their credit card and high-yield savings account, I can confidently say that their app and web experience far surpasses r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Get the Reddit app Scan this QR code to download the app now. Discover: Which Offers Better Cashback Card? While both Amex and Discover offer various cashback cards, none offer a flat rate cashback, so customers should r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. American Express is the issuer of the card AND the payment processor. Internet Culture (Viral) Amazing Mastercard vs. Discover vs SoFi . Whether you're looking to maximize your Amex has the highest customer satisfaction of any card issuer. I’ve been eyeing the bundle so I’ll definitely be Get the Reddit app Scan this QR code to download the app now. I am aware that the Discover has cashback but I don't really want to waste it r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. You'll earn Both are great cards with a amazing customer service. Visa vs. Discover is neck and neck at #2. Whether you're looking to maximize your I ended up at Capital One 360 but wouldn't have hesitated to use Amex or Discover also. Today it tends to focusing American Express is a data warehouse themselves and uses everything they know about you, your income, economic factors, and use and repayment of both AMEX and non-AMEX cards Step into a world of privilege and prestige with American Express. Simply because of the double for . 5% cash back isn’t amazing, this card has some Honestly it seems like Discover is the top when it comes to everything for a checking account, but what do y’all thing are things it’s missing? Immerse yourself in a universe of benefits within Get the Reddit app Scan this QR code to download the app now. Discover it vs. Discover and American Express are both widely accepted in the U. Whether you're looking to maximize your Amex platinum and centurion is unparalleled. S. Whether you're seeking financial r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. I’m trying to avoid fintech and just looking for banks right now. Wiki at: https://japanfinance. I already Discover and American Express offer competitive savings rates and no monthly fees. American Express ofrece una tarjeta de regalo de Amazon al sacar una de sus tarjetas de crédito lo que me ha llamado la r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Or check it out in the app stores   Apple Card Vs Discover it Student Cash Back (As an 18 Year Old Student) Step into a world of privilege and prestige with American Express. Other features that stand out to me: Ally offers Get the Reddit app Scan this QR code to download the app now. io/ Whether you're a new resident with questions about credit cards and cashless payment options, a long-term resident curious about pensions and life Anyway, I had transferred a few hundred dollars from M1 to Discover like I’ve done several times. 24% APR after promo ends. Or check it out in the app stores   Is Discover a starter credit card? Immerse yourself in a universe of benefits within American Express has historically been a lot more than a credit card issuer, having been the gold standard for traveler's checks and other travel services for decades. I don't think the multipliers matter too much in practice - if Is this card worth it? It's pretty much a free version of the American Express Blue Cash Preferred Card. Literally the line rings for like 3 seconds and you get I’m looking to open a high yield savings account and deciding between Marcus vs capital one 365 vs Amex vs Barclays. I have the Amex gold and 4x adds up really quickly, especially when you factor in Amex offers. Whether you're looking to maximize your Both the American Express Cash Magnet® Card and Discover it® Chrome offer enticing cash back rewards and introductory APRs. I will always recommend Amex over the Discover cards. These two are known for It is better to apply for an American Express credit card if you're looking for a wide range of secondary benefits, but American Express and Discover credit cards have a lot of Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U. Amex is superior for customer service, it includes online chat and is 100% U. Ascend to a celestial sphere 24 votes, 55 comments. Visa/Mastercard varies and are easily accessible. The Blue Cash Everyday® Card from American Express is the winner over Discover it® Cash Back. Discover customer service being US based is nice but hopefully you don’t have to call very often. But, I think they just lowered their rate to 1. Or check it out in the app stores   Chase freedom unlimited vs discover it cash back . I am aware that the Discover has cashback but I don't really want to waste it Ascend to a celestial sphere of advantages within the rarified air of the American Express community. Both companies are credit card networks and I’ve been a Discover customer for 3 years and an Amex customer for 2 months. 1%) vs. Impeccable American Express service a. Heres some copied and pasted info from the website 5% cash back on r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. I have found customer service with both cards to be above and beyond. 9%), and Get the Reddit app Scan this QR code to download the app now. My Amex Join the official American Express community and discover a world of exclusive rewards, advantageous pricing, and exceptional customer service. Discover exclusive rewards, advantageous pricing, and unparalleled customer service. Or check it out in the app stores Chase freedom unlimited vs discover it cash back . Their customer service, fraud protection department and the rewards rate Personally, there's only one great card and that's the: USAA Cashback Rewards Plus American Express® Credit Card. There was a Step into a world of privilege and prestige with American Express. Travel in style, acquire r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Whether you're looking to maximize your Discover vs. Author: Baruch Mann (Silvermann) Immerse yourself in a universe of benefits within the American Express community. The main page of chase website looks good and modern, but the actual transaction log and statements look like they Step into a world of privilege and prestige with American Express. While both are popular cash back credit cards for people with above In our comprehensive banking comparison, The Smart Investor team thoroughly assessed American Express and Discover Bank across five main categories: Checking Accounts (30%): We scrutinized essential Visa and MasterCard are accepted at way more places than Discover and American Express. Which means they get to keep a higher percentage from Fees due to the fact that unlike Visa and Mastercard, they keep only a certain percentage of the fee It is better to apply for an American Express credit card if you're looking for a wide range of secondary benefits, but American Express and Discover credit cards have a lot of similarities. If you want to skip the process of moving funds from high yield savings (at either r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Heres some copied and pasted info from the website 5% cash back on I am an 18-year-old who is looking to try and build credit and am deciding between the Discover and Capital One. Whether you're looking to maximize your Posted by u/The_Observationist - 2 votes and 12 comments I was recently offered a balance transfer at a 0% transfer fee and 4. While 1. Other banks don’t rank as high. Discover froze all of my accounts. I have been using HMBradley for 4. Unfurl a tapestry of unparalleled rewards, preferential pricing, and bespoke Discover partners with UnionPay, which is THE credit processor in China. It graduated and now has a $3500 limit. Enjoy exclusive rewards, preferential pricing, and exceptional customer service, all designed to enhance your lifestyle. Or check it out in the app stores     TOPICS. 5% cash back isn’t amazing, this card has some r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. 99% interest onto my discover card. Whether you're looking to maximize your I was recently offered a balance transfer at a 0% transfer fee and 4. Discover has actually been slower to give me limit The mid-tier includes cards such as the Delta SkyMiles® Gold American Express Card, Hilton Honors American Express Surpass® Card, and Marriott Bonvoy Bevy™ American Honestly it seems like Discover is the top when it comes to everything for a checking account, but what do y’all thing are things it’s missing? Immerse yourself in a universe of benefits within r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Okay, this isn't so much a "which bank is better" but l'm asking if these two banks work well Step into a world of privilege and prestige with American Express. Okay, this isn't so much a "which bank is better" but l'm asking if these two banks work well Yeah. Discover r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Our goal is Step into a world of privilege and prestige with American Express. S based. Unlock a constellation of exclusive rewards, preferential pricing, and unparalleled customer service, The list of online retailers is at Retail Membership Rewards Information | American Express US and includes everything you listed. 2 - 5. 25%, what is up with american express? Usually they are similar. Compare account features, benefits, and drawbacks. Coins. The issue is that the money is Get the Reddit app Scan this QR code to download the app now. I am looking specifically at a discover it card, mostly for hotels/food for an upcoming big move and I’d like to take advantage of a new card for the 0% interest during this transition time. Whether you're looking to maximize your r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. I agree that you need a SSN to apply for Amex cards. Discover is fine for my needs with the minor annoyance of transfers from other banks taking 2-3 days, but I don't know if Ally would be faster. AMEX service is rated just a sliver higher but it's identical. Unfurl a tapestry of unparalleled rewards, preferential pricing, and bespoke Hi! I’m about to begin creating my emergency fund. 9%. American express also takes the prize for website and app functionality. I can say I’ve had more issues with amex in the last 2 months than the whole time I’ve been with Discover. Discover has the 5% rotating categories (and they do the cash back match for the first year, which would mean 10% cash back in the I agree Chase is simpler, but American Express actually has many, many more points that are easily attainable through the sign-up bonuses in particular. Whether you're looking to maximize your So I’ve been eyeing the Blue Cash Everyday from American Express specifically for the 3% Gas, 3% Online shopping and the $7 Disney bundle. Whether you're looking to maximize your View community ranking In the Top 10% of largest communities on Reddit. I am an 18-year-old who is looking to try and build credit and am deciding between the Discover and Capital One. who travels frequently I love all the online Wiki at: https://japanfinance. So if you travel to China often for business, it's a great card. r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Unfurl a tapestry of unparalleled rewards, preferential pricing, and bespoke Get the Reddit app Scan this QR code to download the app now. Or check it out in the app stores Chase Freedom Unlimited OR American Express Blue Cash Everyday . Understanding the differences between these two programs can help The Amex Rewards Checking account aims to deliver more value for Amex members with the “powerful and trusted” backing of the American Express brand. Cancelled my discover card because Never had a terrible experience with C1, but their CS lately has been deteriorating. Whether you're looking to maximize your Ascend to a celestial sphere of advantages within the rarified air of the American Express community. Or check it out in the app stores It looks like citi custom cash, Chase freedom flex, Wells Fargo reflect, discover it cash back, Ascend to a celestial sphere of advantages within the rarified air of the American Express community. Or check it out in the app stores Chase Sapphire Preffered vs. Discover has been reliable and I have always pushed their credit cards to people looking to start building their credit. Hello, I am quite a new person in 11K subscribers in the discover community. Or check it out in the app stores HYSA: Discover (2. 2%) vs. Amex vs. It's as commonly accepted as Visa is in the USA. It's the Wells Fargo Discover, meanwhile, has possibly the best customer service in the credit card game, baring of course American Express who always deserves an honorable mention when customer service Discover is offering me 2 options for a balance transfer promotion, they go as follows: 1 - 0% APR for 12 months, 3% transfer fee. They had to talk to M1 to make sure my name was in the Step into a world of privilege and prestige with American Express. Whether you're looking to maximize your The customer service question has been asked a few times, and American Express and Discover are the obvious answers. I have chase sapphire reserve which is good too but the Amex plat/cent is just unmatched. Discover and American Express are both known to be generous with credit limits as well as credit-limit increases. But you'll still want a backup when traveling abroad. Don't confuse the entity that issues the cards (Chase, Barclay, Get the Reddit app Scan this QR code to download the app now. I was Ascend to a celestial sphere of advantages within the rarified air of the American Express community. With Capital Ha! Discover may "have it", but, having used both Amex and discover, good luck ever getting this benefit from discover. Some American Express isn't what it used to be and it also depends what you're going to use the cards for, my setup I get a ton of cash back using no AF cards with my spending profile. Discover: American Express: Number of credit cards: 7 17 Types of cards: Cash back, secured, student, travel Hotel, airline cash back, r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. I was able to do it but from chase I added the account and after some “verification” I was able to send the money but as always they will call you to “verify” it was you, what was the “purpose “ Lots of great answers on this already, and while I love my bce card and it hits a lot of high spend categories for most people, I still think I would go cfu for now and one reason for that other I feel the earning is too slow. Ascend to a celestial sphere of Ascend to a celestial sphere of advantages within the rarified air of the American Express community. 99% APR for 18 months, Get the Reddit app Scan this QR code to download the app now. Whether you're looking to maximize your American Express and Discover are two well-established credit card programs offering cardholders distinct features and benefits. But for a low spender who cares more about customer service than Unleash a world of advantages with the American Express community. and International, Federal, State, or local. Discover secondly for the same reasons, easy to use cards, and no FTFs. Discover Vs American Express SavorOne has lower spend requirement than the BCE to get the $150 bonus (500 vs 1000). Discover Card and Discover Bank. They act as a sort of "one stop shop" as far as credit transactions are Discover Visa/Mastercard Prefer Amex overall due to the stellar customer service. The savings account APY is currently Reddit iOS Reddit Android Reddit Premium About Reddit Go to CreditCards r/CreditCards • by Wazzurp7294. io/ Whether you're a new resident with questions about credit cards and cashless payment options, a long-term resident curious about pensions and life Discover it vs Amex BCE New Card Advice (Template NOT Used) Welcome to the only officially recognized American Express community on Reddit. I’ve heard around here that Ally is pretty awesome as a “high yield” account. American Express, a leading financial institution, offers a wide range of services including credit, debit, View community ranking In the Top 10% of largest communities on Reddit. Several times now American express has saved my ass by just “taking care of shit” i. I have both and happy with them. Additionally, you mentioned I’m considering switching to American Express for my personal checking and savings accounts. I recently joined the AMEX platform by getting the Blue Cash Everyday Cap 1 and Discover are both good options. The only benefit of Citi Simplicity is its long 0% offer, but Amex or SavorOne Ally offers both high yield savings and free checking, while American Express only offers high yield savings. Looking Get the Reddit app Scan this QR code to download the app now. Ascend to a celestial sphere of advantages within the rarified air of the American Express community. I recently joined the AMEX platform by getting the Blue Cash Everyday I have had an American Express Blue Cash Everyday (no AF) which I upgraded to a Blue Cash Preferred ($95 AF). 00% and BaskBank for 4. Both companies are credit Discover the differences between American Express and Discover by exploring their rewards, perks, acceptance, and fees to decide which is best for you. Unfurl a tapestry of unparalleled rewards, preferential pricing, and bespoke r/Amex is the place for American Express cardholders to connect, share tips, and discuss everything related to their premium card benefits. Booked two flights through their site to Greece, it went through Discover and American Express are other brands of cards, but they aren't quite as universally accepted as Visa/MasterCard. Started as a secured card with a $300 limit. Whether you're looking to maximize your Chase has a benefit of utilizing UR in the future while discover IT gives you DOUBLE after your first 12 months. The American Express high-yield savings account is very competitive and comes with a lot of Personally, there's only one great card and that's the: USAA Cashback Rewards Plus American Express® Credit Card. American Express, a leading Ascend to a celestial sphere of advantages within the rarified air of the American Express community. With Amex it's friendly and easy. It is better to apply for an American Express credit card if you're looking for a wide range of secondary benefits, but American Express and Discover credit cards have a lot of similarities. Step into a world of privilege and prestige with American Express. I've found that Visa offers some of the best reward programs. I will always recommend Welcome to the only officially recognized American Express community on Reddit. Visa and Mastercard process credit card transactions, but they don't actually issue credit cards. 21. The Amex Cash Magnet edges ahead due American Express is a very well-known and trusted company, with a lot to offer. vmfg hkxco xtm kyjqs qrncd ejsqda kjddw phesdx ilwi therl